A few months ago, I decided to purchase a premium noise-cancelling headset, specifically the latest model from Sony. I had initially set a budget of around two hundred pounds, thinking that would be sufficient for a decent pair of headphones. However, once I arrived at the electronics store in the city centre and began testing the different options, I found myself completely drawn to this specific model. The sound clarity was startling, and the way it silenced the background hum of the shop was genuinely impressive. In the end, I walked out having spent nearly four hundred pounds, which was double my original limit. I bought these because I have been working in a very busy, open-plan office recently, and the constant chatter and clicking of keyboards were making it impossible for me to concentrate on my reports. I needed a reliable tool to create a personal sanctuary of silence whenever I needed to focus. Looking back, I think I spent more than expected because I fell into the trap of 'feature creep'. As I was speaking to the sales assistant, I kept adding to my requirements—I suddenly decided I needed a longer battery life, a specific foldable design, and better microphone quality for my video calls. Every time I looked at a cheaper alternative, I felt like I was compromising on something essential. I became convinced that spending the extra money was a long-term investment in my productivity, even though, in reality, I probably could have settled for a more modest model without noticing much of a difference.
The cue card
Describe an item on which you spent more than expected
You should say:
- →What it is
- →How much did you spend on it
- →Why you bought it
- →And explain why you think you spent more than expected.
One minute to prepare, then speak for one to two minutes.
An object
How to answer this cue card: a one-minute plan
- 1
Identify the item clearly and state your initial budget immediately to establish context.
- 2
Detail the specific 'turning point' where you decided to spend more money.
- 3
Use a logical flow by explaining the item, then the motivation, then the final justification.
Model answer
Band 8 sample answer
Say it out loud and get a band
Record this card with the AI examiner: one minute of prep, two minutes to speak, then a band for fluency, vocabulary, grammar and pronunciation with the words that cost you.
Say it and get a band free →8 words
Useful vocabulary for this cue card
noise-cancelling
Technology that reduces unwanted ambient background sounds effectively.
startling
Very surprising, astonishing, or remarkable in nature.
open-plan
An office layout with few or no walls.
sanctuary
A place of refuge, safety, or peacefulness.
feature creep
Adding extra functions that make a product costlier.
modest
Relatively moderate, limited, or small in amount.
long-term investment
Spending money now to gain future benefits later.
compromise
Accepting something less good than originally intended.
6 questions
Part 3 follow-up questions
- 1Do you often buy more than you expected?
- 2What do you think young people spend most of their money on?
- 3Do you think it is important to save money? Why?
- 4Do people buy things that they don't need?
- 5transfer abroad? 👉 ✅ Get free
- 6Do you think children are born smart or do they learn to become smart?
Answer each in three to five sentences: position, reason, example, limit. See how to answer IELTS Speaking Part 3.
Frequently asked questions
How should I start the cue card "Describe an item on which you spent more than expected"?+
Identify the item clearly and state your initial budget immediately to establish context.
How long should I speak on an IELTS cue card?+
You get one minute to prepare, then speak for the full two minutes, about 220 to 280 words at a natural pace. The examiner will stop you at two minutes, which is a good sign, not a problem.
How is the cue card scored?+
Part 2 is not scored on its own. Your whole Speaking test gets one band from four criteria: fluency and coherence, vocabulary, grammar and pronunciation. The cue card is where the examiner hears whether you can keep going for two minutes.
Can I use this sample answer in the exam?+
Use its structure and vocabulary, not its sentences. Examiners recognise memorised answers and mark fluency down; a shorter answer from your own memory scores higher than a recited one.
Keep practising
More cue cards: an object
- Describe a beanbag chair in your bedroom
- Describe a bedside table you use in your bedroom
- Describe a board game you enjoy playing
- Describe a colourful beach towel you own
- Describe a colourful tie or scarf you wear
- Describe a comfortable armchair or sofa you like
- All 705 IELTS cue cards 2026
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